YouTube icon

Oct 6, 2022

In the realm of the security of online transactions, SSL certification, and PCI DDS, the stakes are exceptionally significant for both online sellers and their creators. Moreover, the process of achieving compliance is complicated. However, the experts in e-commerce at are here to help. Here is a guide for online security for creators of content, explaining how you can maintain compliance as you grow your sales online.

The importance of SSL for Online Sellers

In the first line of your URL's URL there will be either "HTTP" or "HTTPS." The final letter "s" is crucial for online sellers, as it indicates your site is safe.

SSL (Secure SSL (Secure Sockets Layer) is an online security protocol that encrypts user data as it travels from your website server to a client's browser. This kind of Transport Layer Security (TLS) protects sensitive information about customers. Without SSL, hackers could take over the data (like the credit card details shared at payment) and read it in simple text.

    What Happens If Your Online Store Does Not Have an SSL Certificate?

SSL certificates are required to run an online store, and website owners must renew their certificates every two years. What happens if online sellers fail to maintain the SSL certificate?

  • Search Rankings: Browsers and search engines tend to punish websites that are organically search with no SSL certificates, by making them appear lower in search ranking, which means that your site is less likely to be seen by potential buyers. You can learn more about Search Optimization (SEO) or Search Optimization (SEO) in classes offered by CreatorU.
  • Security Alerts: Your website will be labeled as not secure, and some browsers, such as Google Chrome will inundate potential users with warnings to avoid visiting your website.
  • Hacking Threats When your clients have been hacked, you may be unable to gain the trust of your community--and you could find yourself financially accountable.

It's good news that the answer is simple. If you are a partner of an online store that is secured (like ) The platform manages SSL certificates for all one of the sales pages you have supported.

Through maintaining SSL certifications, online platforms help your sales page stay PCI certified, which is essential for online sales.

PCI DSS Compliance and E-Commerce

PCI (Payment Card Industry) DSS is a global set of data security standards that apply to every online retailer that accepts online transactions. The PCI standards govern a site's internet security to protect the payment information of customers. PCI standards are continuously revised to guard against new threats to security of data Your e-commerce website will need to be updated to meet the new PCI DSS changes as they are released.

    What Happens If your E-Commerce Site is Not PCI In compliance?

Non-compliance to PCI DSS standards can financially damage online sellers, particularly small companies. Payment processors will begin hitting your bank with huge penalty fees (up up to six figures per month for non-compliance) that they will then pass on onto your company.

It is possible to face the possibility of closing your bank account and paying higher transaction fees from payment processors. Even modest non-compliance fees (starting with $5,000 per month) can quickly bankrupt small-scale businesses.

Making sure you are in compliance with the latest online security standards can be difficult for all businesses. Therefore, it's easy to understand why most online sellers partner with an e-commerce platform that offers built-in PCI DSS compliance like .

Selling From Your Own Website

    Are Sites Secure?

Best of all, each sales page is entirely safe and compliant. Sales pages are equipped with security options, such as SSL as well as SCA, GDPR and PCI DSS compliance.